Preheat oven to 375°
In mixing bowl, combine cream cheese, Italian cheese, minced garlic, and Italian seasoning
Prepare baking dish with non-stick spray
Place chicken in prepared baking dish
Add salt and pepper to taste (if desired)
Evenly spread the garlic cream mixture on top of the chicken using a spatula
Cover with foil and bake for about 45 minutes or until the chicken is cooked through
Remove the foil
Sprinkle the cheddar cheese on top of each piece of chicken
Cook, uncovered, an additional 5 minutes or until the cheese is melted